2026 First-Time Homebuyer Applications Now Open — Apply by April 30
Ready to take the next step toward homeownership? Habitat for Humanity Peninsula and Greater Williamsburg is now accepting applications for homes in Charles City County, Hampton, and James City County. Construction of these homes is scheduled to begin in 2027 — and the path to owning one starts right now.
Who Can Apply?
Families are selected based on need, ability to pay and willingness to partner by completing sweat equity hours. To qualify, applicants must:
- Currently live or work in one of the following localities for at least one year: Charles City County, Hampton, James City County, New Kent County, Newport News, Poquoson, Williamsburg, or York County.
- Be a first-time homebuyer — meaning you have not owned a home within the past three years.
- Meet income guidelines, have a clean credit history and a debt-to-income ratio less than 40%.
- Applicants for James City County homes must currently live or work in James City County and agree to purchase a home through the James City County Community Land Trust. Learn more about the Community Land Trust at the first-time homebuyer details page.
How to Get an Application
Applications are available for download at the first-time homebuyer details page.
Prefer a paper copy? Pick one up at any of the following locations:
- Habitat Program Office
- Newport News Habitat ReStore
- Williamsburg Habitat ReStore
- Yorktown Habitat ReStore
- Hampton Redevelopment & Housing Authority
- James City County Housing Office
- Newport News Redevelopment & Housing Authority
How to Submit Your Application
Completed applications, along with all copies of required supporting documentation and a $55 processing fee per applicant, must be delivered in person to the Habitat Program Office at 11011 Warwick Blvd. in Newport News. A secure mail slot is available for 24/7 drop-offs.
No applications will be accepted after Thursday, April 30, 2026 at 4 p.m. — including those mailed to our offices. The processing fee covers the cost of running consumer reports for credit and civil judgments.
Ready to Apply?
For more information, including updated program requirements and available addresses, visit the first-time homebuyer details page.
Don’t wait — the deadline is April 30, 2026, and homeownership could be closer than you think.
