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Habitat for Humanity Now Accepting 2025 Applicationsfor First-Time Homebuyers

Graphic of a couple holding a house to promote homebuyer applications opening

Habitat for Humanity Peninsula and Greater Williamsburg is now accepting applications for its 2025 First-Time Homebuyer Program, offering an opportunity for eligible individuals and families to achieve the dream of homeownership.

Applications must be received by 4 p.m. on Wednesday, April 30, 2025.

The nonprofit partners with local families to build decent and affordable homes. Selected homebuyers purchase their homes through an affordable, zero-interest mortgage over 20 to 30 years. Monthly payments include property taxes and homeowner’s insurance. In addition to financial qualifications, selected applicants must contribute at least 300 hours of “sweat equity” by helping build their own home and the homes of others.

Who Can Apply?

Applicants must:

  • Be a first-time homebuyer (no homeownership within the past three years)
  • Have lived or worked in one of the following localities for at least 12 months: Charles City County, Hampton, James City County, New Kent County, Newport News, Poquoson, Williamsburg or York County
  • Meet income and credit requirements
  • Demonstrate a need for affordable housing
  • Be willing to complete the required sweat equity hours

How to Apply

Applications and complete program details are available online at HabitatPGW.org/house.

Printed applications can be picked up at the following locations:

  • Habitat administrative offices: 11011 Warwick Blvd., 23601
  • Newport News Habitat ReStore: 371 Chatham Dr., 23602
  • Williamsburg Habitat ReStore: 1303 Jamestown Rd., 23185
  • Yorktown Habitat ReStore: 4824 George Washington Mem. Hwy., 23692
  • Hampton Redevelopment & Housing Authority: 811 W. Pembroke Ave., 23669
  • Newport News Redevelopment & Housing Authority: 2709 Jefferson Ave., 23607
  • James City County Housing Office: 5320 Palmer Ln. Ste. 1A, 23188

Completed applications must include all supporting documentation and a $45 processing fee per applicant.

Submit in person at the Habitat administrative office or by mail to:

Habitat for Humanity Peninsula and Greater Williamsburg

P.O. Box 1443, Newport News, VA 23601

Mailed applications must be received by the April 30 deadline — postmarks will not be accepted. A secure 24-hour mail slot is available at the administrative office for after-hours drop-off.

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We help as many families as we can, but the lack of decent and affordable housing remains a critical problem in our area. By donating, you will provide upfront funding for building materials and services that makes interest-free loans to Habitat partner families possible. Habitat partner families help to build their own homes - alongside volunteers - and pay an affordable mortgage. Your monetary donations enable us to continue building strength, stability and independence for future local families.